Tell us about your car in one short form. Send it to us on WhatsApp and a certified MedGulf agent replies with your price and answers your questions. No sign-up and no obligation.
Your All Risk price on the Electric & Hybrid plan is
$645 / year
Includes $45 third-party bodily injury. Preliminary, subject to insurer confirmation.
MCertified MedGulf agent · 10:42Every plan covers damage to your own car and includes compulsory third-party bodily injury. The difference is where your car is repaired and which vehicles qualify.
Best for everyday cars worth up to $25,000, at the lowest price.
Best for higher-value cars, with a wider choice of approved garages.
Best for newer cars repaired by the official brand dealer with original parts.
Best for electric and hybrid cars, including battery and charging equipment cover.
| Feature | Silver | Gold | Platinum | Electric & Hybrid |
|---|---|---|---|---|
| Starting price | $545 | $645 | $770 | $645 |
| Repair | Partner workshop | Approved garages | Official dealer | Dealer or garage |
| Year | 2008 – 2026 | 2010 – 2026 | 2019 – 2026 | 2021 – 2026 |
| Value | Up to $25,000 | Up to $300,000 | $15,000 – $300,000 | Up to $300,000 |
| Own damage (accidents, fire, theft) | Included | Included | Included | Included |
| Battery cover | Not listed | Not listed | Not listed | Included |
| Compulsory third-party bodily injury | Included | Included | Included | Included |
| Third-party property damage | Included | Included | Included | Not listed |
| Approved garage network | Not listed | Included | Included | Not listed |
| Dealer repair with original parts | Not listed | Not listed | Included | Not listed |
| Natural disaster cover | Not listed | Included | Included | Not listed |
| 24/7 roadside assistance | Not listed | Included | Included | Not listed |
| Towing to a partner workshop | Included | Included | Included | Not listed |
| Flatbed towing for EVs | Not listed | Not listed | Not listed | Included |
| Replacement car during repairs | Not listed | Not listed | Included | Not listed |
| Personal accident cover for the driver | Not listed | Not listed | Included | Not listed |
| Home charger and cable cover | Not listed | Not listed | Not listed | Included |
| EV-trained repair specialists | Not listed | Not listed | Not listed | Included |
A dash means the feature isn’t listed for that plan. Ask an agent on WhatsApp to confirm exactly what your policy covers.
A few quick details about your car and how to reach you. Send them to us on WhatsApp and a certified MedGulf agent replies with your price.
Brand, year, value and fuel type, plus how to reach you. About a minute.
Send us your details in one tap. A certified MedGulf agent replies with your price and answers any questions in the chat.
Send your documents in the same chat. We confirm the final price with the insurer and issue your policy.
The form took me about a minute. An agent sent my price on WhatsApp, answered my questions in the same chat, and the final price matched.
You send us your details on WhatsApp in one tap, and an agent replies there with your price. You can ask questions and send documents in the same chat.
It is calculated from the insurer’s current tariff using the details you entered. The insurer confirms the final price after checking your vehicle and documents. In most cases it stays the same.
If the driver is under 21 or has held a licence for less than one year, you pay an extra $100 on each own-damage claim, on top of the standard deductible.
Your car is repaired at the official dealer for its brand, using original parts. It is included in Platinum and available on Electric & Hybrid. Silver and Gold use partner workshops and approved garages.
Motor Link Insurance is backed by a certified MedGulf insurance agent. Your quote, policy and any claims are handled by our licensed team.